Find an ATM


Branch ATM Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Accra Financial Centre

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Accra Mall

Near Tetteh Quarshie Inter-change
Spintex Road

Achimota Mall

Near Dome, St. Johns Junction
Accra-Nsawam Road

West Hills Mall

West Hills Mall
Dunkonah - Accra

Tema

Giaan Towers
Hospital Road
Community 11 - Tema

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Takoradi Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Kumasi Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi



Off-Site ATM Locations

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Agbogba Junction ATM

Shell Filling Station,
Agbogba Junction (Adjacent KFC)
Accra

Tema Community 1 ATM

Total Filling Station
Behind Tema Sport Stadium

A&C Mall

14 Jungle Road,
East Legon,
Accra

Adenta ATM

Puma Fuel Station
Accra

Afienya ATM

Afienya Goil Fuel Station (opposite Basilissa)
Tema

Find a branch


Branch Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GZ-065-9443

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: Closed

Telephone
+23 324 243 5050

Ghana Post GPS: GA-107-1953

Accra Mall Branch

Plot No. C11, Spintex Road
Accra
Shop Numbers 67 & 68

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GL-152-3649

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GE-361-2503

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-0207-6718

Makola Branch

Ground Floor Banking Space 3
Mall Phase II
Makola-Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-142-9659

Tema Branch

Giaan Towers
Hospital Road
Community Eleven − Tema

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-078-9610

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-152-7027

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Business hours:
Monday - Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-021-1316

Market Circle Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: WS-245-1885

Adum Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: AK-037-5268

Agency Plus Locations

Please take note of the GPS numbers


St Tito Clothing
Marina Mall, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Dadziemens Ventures
Frafraha, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Wanako Plus Ventures
Adenta Goil Filling Station, Accra

Business hours:
Monday - Saturday: 08h30 - 21h00
Sunday: 11h30 - 21h00

Ghana Post GPS:GD-000-8589

Brobbson Pharmacy
Tema Community 25

Monday - Saturday: 07h00 - 21h00
Sunday: 12h00 - 22h00

GhanaPost GPS - GK-0146-9692

Pretty Image Enterprise
Control - Dansoman (inside the Goil filling station-control)
Accra

Business hours:
Monday - Saturday: 07h30 - 20h00
Sunday: 14h00 - 20h00

GhanaPost GPS - GA - 540-0082

Kabby Chemists
Bubuashie-North Kaneshie, Accra

Business hours:
Monday - Sunday: 24 hours

Ghana Post GPS: GA-310-8373

Healthaid Pharmacy
Kwashieman-Addy junction, Accra

Business hours:
Monday - Saturday: 08h00 - 21h30
Sunday: 08h00 - 21h30

Ghana Post GPS: GA-530-9388

Bodel Limited
Agbogba (Inside the Tel energy Filling Station) Accra

Business hours:
Monday - Friday: 09h00 - 18h30

Ghana Post GPS: GM-059-4962

Tesbury Supermarket
EPP Legon opposite the University of Ghana Accra

Business hours:
Monday - Friday: 08h00 - 19h00
Saturday: 08h30 - 19h00

Ghana Post GPS: GA-488-0740

EPP Bookshop
Trade Fair - La, opposite La Trade fair company Accra

Business hours:
Monday - Friday: 08h30 - 17h00
Saturday: 09h00 - 16h00

Ghana Post GPS: GL-022-8606

Mega Max
Dansoman adjacent the St Martin de Porres School
Accra

Business hours:
Monday - Friday: 08h00 - 18h00
Saturday: 09h30 - 16h00

Ghana Post GPS: GA-537-0056

Topmed Pharmacy
Medie, Accra

Business hours:
Monday - Friday: 08h00 - 21h00
Saturday: 08h00 - 21h00
Sunday: 10h00 - 21h00

Ghana Post GPS: GW-0487-2849

RCA Logistics Limited
Spintex Road

Business hours:
Monday - Friday: 08h00 - 17h30
Saturday: 08h00 - 12h00
Sunday: Closed

Ghana Post GPS: GA-232-0447

Jenni K Ventures
Accra-Aflao Rd

Business hours:
Monday - Friday: 08h00 - 17h00
Saturday: 08h00 - 13h00
Sunday: Closed

Ghana Post GPS: GN-0544-2309

Yah!
Nii Nortei Nyanchi St (E-Plaza 2)

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-156-5673

Yah!
West Legon

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-425-9874

Yah!
Shell Filling Station, Palm Wine Junction
Labadi

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GL-038-0130

Matcare Pharmacy
Otu Adzin Rd, Tema West

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GT-367-9548

B Wonder Enterprise
Tema Community 25

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GN-0434-1055

Ghana Reference Rate


Ghana Reference Rates 26.50%

Day to day banking

Budget

Our roots


First National Bank Ghana Limited

First National Bank Ghana received a universal banking license from the Bank of Ghana in 2015 and opened its first branch in Accra that same year.

On 30th June 2020, First National Bank Ghana concluded the merger with the erstwhile GHL Bank with the name of the merged entity remaining as First National Bank Ghana. The newly formed and strengthened entity offers a portfolio of unique innovative financial solutions for retail, corporate and investment banking clients. The bank has also enhanced existing solutions for the housing and real estate markets.

A key benefit of the merger is the expanded branch network across the key cities of Accra, Tema, Kumasi and Takoradi. Customers can now access all banking services from a total of eleven branches and on First National Bank Ghana's world class digital platforms, which make convenient banking services available 24/7. The merger reflects First National Bank Ghana's focus on helping individuals and businesses achieve their full potential.

Product and Service Offering

The Bank offers a full range of banking products and services, and the core products include Cheque, Savings, Transmission and Investment accounts.

The Personal and Business Cheque Accounts as well as the Investment Accounts are offered in four different currencies namely Ghana Cedi, United States Dollar, Pound Sterling and the Euro.

The bank offers four broad categories of Investment Accounts:

  • Call Deposit Accounts
  • Notice Deposit Accounts
  • Fixed Deposit Accounts
  • 32-Day Interest Plus Accounts

In addition, the bank offers overdrafts and a variety of loan facilities such as personal, business and home loans (mortgages).

The bank has a full Treasury operation in Ghana to cater for all the foreign exchange needs of clients.

The International Banking Department offers the following Trade and Foreign Exchange products.

  • Letters of Credit (Import and Export)
  • Foreign Bills for collection (Import and Export)
  • Guarantees
  • Structured Trade Service
  • Drafts
  • Travelers Cheques
  • Forward Exchange
  • Bills Negotiable Control

Value Added Services

InContact is a short messaging service that keeps you - literally - in contact with your bank accounts. InContact sends you emails or SMS messages each time a transaction takes place on any of your First National Bank accounts which assists in identifying and stopping any unauthorized transactions on your accounts.

The bank has an extremely successful Online and Mobile banking models. These products enable both personal and business accounts and settle payments from the comfort of their office or home.

FirstRand Group


Banking as a whole was changing fast and specialised financial services divisions sprung up within the bank. A massive investment was made into computers and new technology.

In 1998 the financial services interests (which included their shareholding in First National Bank) of Rand Merchant Bank Holdings and Anglo-American Corporation were merged to form FirstRand Limited, which is listed on the JSE Securities Exchange. Consequently, First National Bank became a wholly owned subsidiary of FirstRand Limited and currently trades as a division of the group. First National Bank currently operates registered commercial banks in the following jurisdictions: South Africa, Namibia, Botswana, Swaziland, Lesotho, Mozambique, Zambia, Tanzania and Ghana. The Namibia and Botswana businesses are listed on their respective stock exchanges.

The FirstRand Group also has operations in India which trades under the name FirstRand Bank and an investment bank in Nigeria which trades as RMB Nigeria. As a universal bank in Ghana, First National Bank offers a wide range of banking products, focusing particularly on digital banking, which serve all segments of the economy.

Executive Management Team


  • Dominic Adu - Chief Executive Officer
  • Warren Adams - Executive Director
  • Llewellyn Foxcroft - Treasurer
  • Gary Chapman - Chief Risk Officer
  • Ernestina Danquah - Head, Human Resources
  • Annita Bedzra - Company Secretary
  • Ebenezer Oppong-Mensah - Head, Internal Audit
  • Delali Dzidzienyo - Head, Marketing and Corporate Affairs
  • Ellis Atekpe - Chief Operating Officer
  • Judith Haizel - Head, Regulatory and Conduct Risk Management (RCRM)
  • Kojo Addo-Kufuor - Executive Head, Home Loans
  • Akweley Laryea - Head, Retail Banking
  • Samuel Dakurah - Chief Information Officer
  • Mark Achiampong - Head, Commercial & Business Banking
  • Kofi Pianim - Head, Global Markets
  • Jennifer Makgabenyane - Head, Commercial, Corporate & Investment Banking
  • George Baah - Chief Financial Officer

Board of Directors


  • Joseph Tetteh (Chairman) - Ghanaian
  • Dominic Adu (Chief Executive Officer) - Ghanaian
  • Warren Adams (Executive Director) - South African
  • Michael Larbie - Ghanaian
  • Stephan Claassen - South African
  • Ebrahim Motala - South African
  • Emmanuel Idun - Ghanaian
  • Beatrice Bridget Ofei - Ghanaian
  • Ethel Gothatamodimo Matenge-Sebesho - South African
  • Rosy Fynn - Ghanaian

About us


Who we are

First National Bank Ghana is a subsidiary of the FirstRand Group.

Our roots


Humble beginnings

First National Bank can trace its origins back to the Eastern Province Bank, which was formed in Grahamstown, South Africa in 1838. By 1874, the bank had four branches - Grahamstown, Middelburg, Cradock and Queenstown.

Due to a recession, the bank was bought out in 1874 by the Oriental Bank Corporation (OBC). However, as a result of financial difficulties being experienced in India, the OBC decided to withdraw from South Africa. The Bank of Africa was subsequently formed in 1879 to take over OBC's business in South Africa.

 

FirstRand Group


Of bulls and bears

In 1925 the National Bank merged with the Anglo-Egyptian Bank and the Colonial Bank to form Barclays Bank (Dominion, Colonial and Overseas). In 1971 Barclays restructured its operation and its South African operation was renamed Barclays National Bank Limited.

As a result of a disinvestment campaign against South Africa due to its apartheid policies, Barclays was forced to reduce its shareholding and sold its remaining shareholding in the bank in 1986. The bank was renamed "First National Bank of Southern Africa Limited" in 1987 and became a wholly South African owned and controlled entity.

 

First National Bank Ghana


Meet the team

First National Bank Ghana Management


First National Bank Ghana offers a comprehensive range of products and services to the market under the leadership of a competent management team.

The First National Bank Ghana Board


The First National Bank Ghana Board of Directors was elected by the stockholders to represent their interest. The board is responsible for hiring the CEO, setting compensation policies, determining dividends, and evaluating performance.