Find an ATM


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Contact Number
+23 324 243 5050

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Contact Number
+23 324 243 5050

Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Base Rates


Base Rate 23.50%

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Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Get in touch


Junction Shopping Centre branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Mall Branch

Plot No. C11, Spintex Road
Accra, Shop Numbers 67 & 68

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Deposit interest rates


Fixed Deposits (GHS)

Published at 2017-02-01

Amount 10 000 - 49 999 50 000 - 99 999 100 000 - 499 999 500 000 - 999 999 1 000 000 - 2 000 000
1 month 11.00% 11.00% 12.00% 12.50% 13.50%
3 months 12.00% 13.00% 14.00% 14.50% 15.50%
6 months 13.00% 13.80% 14.80% 15.50% 16.50%
12 months 13.60% 15.10% 16.10% 17.10% 18.50%
18 months 14.50% 16.00% 17.50% 18.00% 19.50%
24 months 16.00% 17.00% 18.00% 19.00% 20.00%

Fixed Deposits (USD)

Published at 2017-02-01

Amount 10 000 - 199 999 200 000 - 499 999 500 000 - 999 999 1 000 000 - 1 499 999 1 500 000 - 2 000 000
1 month 0.10% 0.15% 0.35% 0.65% 0.90%
3 months 0.40% 0.45% 0.65% 0.95% 1.20%
6 months 0.85% 0.90% 1.10% 1.40% 1.65%
12 months 1.75% 1.80% 2.00% 2.30% 2.55%
18 months 2.05% 2.10% 2.30% 2.60% 2.85%
24 months 2.20% 2.25% 2.45% 2.75% 3.00%

* NACM (nominal annual compounded monthly)

(Interest is calculated on a daily balance and credited monthly)

All rates are tiered depending on account balance, so the more you save the more you earn! For wholesale rates (greater than GHS 2.0 m) call our dealers on +233 (0)24 243-5050.



To find out more and to tailor your needs, please visit your nearest branch of First National Bank Ghana.

Fixed Deposit


Fixed period + interest rate

Deposit a sum of money for a fixed period of time at a fixed rate of interest. The
investment period ranges from as little as seven days to five years. Minimum deposit of GHS 10 000.

What this is


Grow + protect your investment

The interest you earn on your account will not change if there are fluctuations in the interest rate.

Choose your term

The option to choose your investment term from 1 month to 60 months



Invest a lump sum

No additional deposits are allowed before maturity



Have peace of mind

The investment is secure for the entire period, as no withdrawals are allowed



What's hot


Security

Capital is secure and you have fixed competitive returns over the investment term



Convenience

You can request your interest monthly, quarterly, half-yearly or on maturity



No maximum balance

Enjoy great returns on your investment



Getting it made easy


Fixed Deposit

Qualifying criteria

A minimum opening balance of GHS 10 000

How to get it

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

Account opening requirements

If you are a foreign national resident in Ghana, you will need:

  • A valid passport
  • A residence permit