Find an ATM


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Contact Number
+23 324 243 5050

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Contact Number
+23 324 243 5050

Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Base Rates


Base Rate 23.50%

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Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Get in touch


Junction Shopping Centre branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Mall Branch

Plot No. C11, Spintex Road
Accra, Shop Numbers 67 & 68

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Access funds


A 32-day notice period for withdrawals.

Note: If the notice to withdraw is under 32 days, an early termination fee is chargeable and interest is paid only for the duration of the investment.

Deposit interest rates


32 Day Interest PLUS (USD)

Published at 2017-02-01

Amount Month 1 Month 2 Month 3
100 - 12 499 0.00% 0.00% 0.00%
12 500 - 24 999 0.00% 0.00% 0.00%
25 000 - 49 999 0.00% 0.00% 0.00%
50 000 - 249 999 0.20% 0.30% 0.40%
250 000 - 999 999 0.30% 0.40% 0.50%
1 000 000 - 2 000 000 0.40% 0.50% 0.60%

32 Day Interest PLUS (GHS)

Published at 2017-02-01

Amount Month 1 Month 2 Month 3
100 - 12 499 11.50% 11.75% 12.00%
12 500 - 24 999 11.75% 12.00% 12.25%
25 000 - 49 999 12.00% 12.25% 12.50%
50 000 - 249 999 13.50% 13.75% 14.00%
250 000 - 999 999 15.50% 15.75% 16.00%
1 000 000 - 2 000 000 17.00% 17.25% 17.50%

* NACM (nominal annual compounded monthly)

(Interest is calculated on a daily balance and credited monthly)

All rates are tiered depending on account balance, so the more you save the more you earn! For wholesale rates (greater than GHS 2.0 m) call our dealers on +233 (0)24 243-5050.



To find out more and to tailor your needs, please visit your nearest branch of First National Bank Ghana.

32 Day Interest Plus


Invest + access your funds

The 32 Day Interest Plus Account allows you to invest money indefinitely, and have access to your funds by providing 32 days' notice. Minimum deposit of GHS 100.

What this is


32 Day Interest Plus Account

You can make deposits into the account at any time.

Add more money

Deposit or withdraw capital funds



Choose where your interest goes

Direct interest to another bank account



Access your funds

A 32-day notice period for withdrawals

Read more

What's hot


Two interest rate increases

Once after 32 days and again after 64 days of opening the account



Tiered interest rates

A tiered interest rate that increases as your balance increases



Added rewards

Receive a higher interest rate if your money remains invested for longer than 32 days



Getting it made easy


32 Day Interest Plus

Qualifying criteria

A minimum opening balance of GHS 100

How to get it

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

Account opening requirements

If you are a foreign national resident in Ghana, you will need:

  • A valid passport
  • A residence permit