Find an ATM


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Agbogba Junction ATM

Shell Filling Station, Agbogba Junction (Adjacent KFC)
Accra

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Contact Number
+23 324 243 5050

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Contact Number
+23 324 243 5050

Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Base Rates


Base Rate 21.50%

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Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Accra Mall Branch

Spintex Road
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Achimota
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

West Hills Mall
Dunkonah - Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h00 − 16h00

Telephone
+23 324 243 5050

Get in touch


Junction Shopping Centre branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Accra Mall Branch

Plot No. C11, Spintex Road
Accra, Shop Numbers 67 & 68

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday - Friday: 08h30 - 16h00
Saturday: 09h00 - 14h00

Deposit interest rates


Flexi Fixed Deposit (USD)

Published at 2017-08-16

Amount 3 months 12 months
100 - 9 999 0.20% 1.00%
10 000 - 99 999 0.25% 1.15%
100 000 - 999 999 0.45% 1.20%
1 000 000 - 2 000 000 0.75% 2.00%

Flexi Fixed Deposit (GHS)

Published at 2017-08-16

Amount 3 months 12 months
100 - 9 999 10.00% 11.50%
10 000 - 99 999 11.00% 13.50%
100 000 - 999 999 12.00% 16.00%
1 000 000 - 2 000 000 13.00% 17.00%

* NACM (nominal annual compounded monthly)

(Interest is calculated on a daily balance and credited monthly)

All rates are tiered depending on account balance, so the more you save the more you earn! For wholesale rates (greater than GHS 2.0 m) call our dealers on +233 (0)24 243-5050.



To find out more and to tailor your needs, please visit your nearest branch of First National Bank Ghana.

Flexi Fixed Account


Fixed investment with flexibility

An investment account that gives you the benefits of a fixed investment term but with the flexibility of depositing into the account at any time. Minimum deposit of GHS 100.

What this is


Easy access to your funds

Enjoy great returns and flexibility on your investment.

Make withdrawals

Two withdrawals of 15% of the available balance during the term



Save for any goal

Add funds into the account at any time



Competitive returns

Interest rate linked to the base rate



Earn interest daily

Interest that is calculated on a daily balance and paid monthly



24/7 access

Make transfers at any time via the ATM, Online or Cellphone Banking



Getting it made easy


Flexi Fixed Account

Qualifying criteria

  1. A minimum opening balance of GHS 100
  2. You must be 21 years or older

How to get it

Call me back

Other ways to apply

Contact us

Find a branch

Documents needed

Account opening requirements

If you are a foreign national resident in Ghana, you will need:

  • A valid passport
  • A residence permit