First National Bank has enhanced home loans offerings, allowing us to offer you more! These additions to our borrowing products seek to provide financial assistance to anyone looking to purchase, improve or capitalize from their property - whether they are here on Ghanaian soil, or abroad.
Whether you're a first-time buyer, buying to let or making a 100% purchase, we can help you.
This product serves the needs of borrowers looking to buy their first home. This offer is exclusive to those who have never purchased a residential property before.
Buy to let is offered to borrowers who already own a residential property that they currently live in, but wish to buy another investment property for the purpose of renting it out to tenants.
This is a variant of the first-time buyer home loan product. If you are a resident Ghanaian looking to buy your first home, but cannot afford to raise the minimum deposit, you can apply for a 100% loan from First National Bank to purchase the property.
Home Purchase is designed to help existing homeowners buy an additional, or different, residential property to live in.
Build your home from scratch or complete your dream home with these options.
You've got the land, you've got the building plans, but you don't have the funds to build your dream home. We are here to help.
This is a two part loan which comprises an initial one year interest only construction loan rolled into a mortgage facility that is repaid over a longer term.
Use our Home Completion Mortgage to purchase roofing materials, windows, doors, tiles, and all other finishing products to complete your property.
This is a two part loan which comprises an initial one year interest only home completion loan which is then rolled into a mortgage facility that is repaid over a longer term.
Let's help you own already serviced parcels of land. Sign up for our Land Purchase Home Loan to buy a serviced plot of land, payable in 3 to 5 years.
If you are seeking to buy land that is pre-designated for residential use, our Land Purchase Home Loan is perfectly designed for you. Identify the parcel of land you wish to purchase and obtain an offer letter from the vendor after agreeing on the terms of sale in order to qualify for this loan.
For homeowners who wish to borrow on a long-term basis using their home as collateral.
With our Equity Release Mortgage, you can enjoy the best of both worlds by getting the funds you need and repay over the long term, while still maintaining ownership of your house. Paying for college tuition, investing in the expansion of your business or looking after your family's needs has never been easier.
Got plans to extend or renovate your home? This mortgage loan is just for you. Borrow long term, using your home as collateral to get funds to revamp your property.
Owning a home is a dream that may seem a little scary to achieve because it often is a big lifetime investment.
With our Save-To-Own account, we make it easier for you to take the first step towards home ownership by breaking it down into small achievable steps.
If you are self-employed and do not have a regular flow of steady income, or you simply don't have all the money you need to make the required down-payment on a house, then this account is for you.
*For you and your co-applicant (where applicable)