Find an ATM


Branch ATM Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Accra Financial Centre

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Accra Mall

Near Tetteh Quarshie Inter-change
Spintex Road

Achimota Mall

Near Dome, St. Johns Junction
Accra-Nsawam Road

West Hills Mall

West Hills Mall
Dunkonah - Accra

Tema

Giaan Towers
Hospital Road
Community 11 - Tema

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Takoradi Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Kumasi Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi



Off-Site ATM Locations

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Agbogba Junction ATM

Shell Filling Station,
Agbogba Junction (Adjacent KFC)
Accra

Tema Community 1 ATM

Total Filling Station
Behind Tema Sport Stadium

A&C Mall

14 Jungle Road,
East Legon,
Accra

Adenta ATM

Puma Fuel Station
Accra

Afienya ATM

Afienya Goil Fuel Station (opposite Basilissa)
Tema

Find a branch


Branch Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GZ-065-9443

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: Closed

Telephone
+23 324 243 5050

Ghana Post GPS: GA-107-1953

Accra Mall Branch

Plot No. C11, Spintex Road
Accra
Shop Numbers 67 & 68

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GL-152-3649

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GE-361-2503

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-0207-6718

Makola Branch

Ground Floor Banking Space 3
Mall Phase II
Makola-Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-142-9659

Tema Branch

Giaan Towers
Hospital Road
Community Eleven − Tema

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-078-9610

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-152-7027

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Business hours:
Monday - Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-021-1316

Market Circle Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: WS-245-1885

Adum Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: AK-037-5268

Agency Plus Locations

Please take note of the GPS numbers


St Tito Clothing
Marina Mall, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Dadziemens Ventures
Frafraha, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Wanako Plus Ventures
Adenta Goil Filling Station, Accra

Business hours:
Monday - Saturday: 08h30 - 21h00
Sunday: 11h30 - 21h00

Ghana Post GPS:GD-000-8589

Brobbson Pharmacy
Tema Community 25

Monday - Saturday: 07h00 - 21h00
Sunday: 12h00 - 22h00

GhanaPost GPS - GK-0146-9692

Pretty Image Enterprise
Control - Dansoman (inside the Goil filling station-control)
Accra

Business hours:
Monday - Saturday: 07h30 - 20h00
Sunday: 14h00 - 20h00

GhanaPost GPS - GA - 540-0082

Kabby Chemists
Bubuashie-North Kaneshie, Accra

Business hours:
Monday - Sunday: 24 hours

Ghana Post GPS: GA-310-8373

Healthaid Pharmacy
Kwashieman-Addy junction, Accra

Business hours:
Monday - Saturday: 08h00 - 21h30
Sunday: 08h00 - 21h30

Ghana Post GPS: GA-530-9388

Bodel Limited
Agbogba (Inside the Tel energy Filling Station) Accra

Business hours:
Monday - Friday: 09h00 - 18h30

Ghana Post GPS: GM-059-4962

Tesbury Supermarket
EPP Legon opposite the University of Ghana Accra

Business hours:
Monday - Friday: 08h00 - 19h00
Saturday: 08h30 - 19h00

Ghana Post GPS: GA-488-0740

EPP Bookshop
Trade Fair - La, opposite La Trade fair company Accra

Business hours:
Monday - Friday: 08h30 - 17h00
Saturday: 09h00 - 16h00

Ghana Post GPS: GL-022-8606

Mega Max
Dansoman adjacent the St Martin de Porres School
Accra

Business hours:
Monday - Friday: 08h00 - 18h00
Saturday: 09h30 - 16h00

Ghana Post GPS: GA-537-0056

Topmed Pharmacy
Medie, Accra

Business hours:
Monday - Friday: 08h00 - 21h00
Saturday: 08h00 - 21h00
Sunday: 10h00 - 21h00

Ghana Post GPS: GW-0487-2849

RCA Logistics Limited
Spintex Road

Business hours:
Monday - Friday: 08h00 - 17h30
Saturday: 08h00 - 12h00
Sunday: Closed

Ghana Post GPS: GA-232-0447

Jenni K Ventures
Accra-Aflao Rd

Business hours:
Monday - Friday: 08h00 - 17h00
Saturday: 08h00 - 13h00
Sunday: Closed

Ghana Post GPS: GN-0544-2309

Yah!
Nii Nortei Nyanchi St (E-Plaza 2)

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-156-5673

Yah!
West Legon

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-425-9874

Yah!
Shell Filling Station, Palm Wine Junction
Labadi

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GL-038-0130

Matcare Pharmacy
Otu Adzin Rd, Tema West

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GT-367-9548

B Wonder Enterprise
Tema Community 25

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GN-0434-1055

Ghana Reference Rate


Ghana Reference Rates 18.04%

Day to day banking

Budget

Budgeting


If I budgeted I could've bought...

We know that budgeting sounds complicated and a little intimidating but a budget is simply a plan that helps you see how much money you get every month, where it is spent and how much you plan to save.

 

These five easy steps will get you started in drawing up a budget:


Know what you can afford

Distinguish between your needs and your wants.



List your sources of income.



List your expenses, including what you need to save.



Subtract your expenses from your income to see what you have left.



Keep track of your monthly expenses by updating your budget regularly.



Distinguish between your


needs & wants

  • Each person's needs and wants are different. For many people a laptop might be something that they want but an IT professional needs it.
  • Needs are things that you cannot do without. These generally include food, water, housing and basic clothing.
  • Wants are those things that we would like to have, or that are nice to have, but we do not need them to survive. They are often called luxuries and include the latest mobile phone, cars, expensive clothing and accessories, and lavish parties.
  • To set up an accurate budget be honest about what you really need and what you want.
 

What is your monthly


Income?

Income is any money you receive on a regular basis. You might earn income from various sources including: salary or wages, a social government grant, allowances (from family and friends) or cash gifts.

It can also be money received from offering a service like baking, sewing, looking after children, braiding people's hair or offering a taxi service.

 

Types of expenses


Fixed expenses

The amount you pay does not change frequently and payments are made regularly (e.g. monthly) including rent or bond repayments, school fees, insurance premiums and car repayments.



Variable expenses

For these accounts you must give your bank notice when you want to withdraw your money.



Saving

These accounts are for short-term investments of less than 12 months.



Tips to reach your


Budget

  1. When you need to cut down on certain expenses, it is usually easier to cut down on variable expenses, especially variable wants.
  2. Budgeting isn't a once-off activity. You should revisit your budget regularly as your income or expenses change.
  3. Prioritise saving in your budget by listing it as a fixed expense. Savings often get lost in the overall budgeting process simply because of overspending.
  4. Focus on keeping within your budget. By managing your expenses you reduce the likelihood of your expenses exceeding your income. By keeping track of where your money is going it is easier to get back on track, if you do go over budget.