Find an ATM


Branch ATM Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Accra Financial Centre

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Accra Mall

Near Tetteh Quarshie Inter-change
Spintex Road

Achimota Mall

Near Dome, St. Johns Junction
Accra-Nsawam Road

West Hills Mall

West Hills Mall
Dunkonah - Accra

Tema

Giaan Towers
Hospital Road
Community 11 - Tema

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Takoradi Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Kumasi Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi



Off-Site ATM Locations

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Agbogba Junction ATM

Shell Filling Station,
Agbogba Junction (Adjacent KFC)
Accra

Tema Community 1 ATM

Total Filling Station
Behind Tema Sport Stadium

A&C Mall

14 Jungle Road,
East Legon,
Accra

Adenta ATM

Puma Fuel Station
Accra

Afienya ATM

Afienya Goil Fuel Station (opposite Basilissa)
Tema

Find a branch


Branch Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GZ-065-9443

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: Closed

Telephone
+23 324 243 5050

Ghana Post GPS: GA-107-1953

Accra Mall Branch

Plot No. C11, Spintex Road
Accra
Shop Numbers 67 & 68

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GL-152-3649

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GE-361-2503

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-0207-6718

Makola Branch

Ground Floor Banking Space 3
Mall Phase II
Makola-Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-142-9659

Tema Branch

Giaan Towers
Hospital Road
Community Eleven − Tema

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-078-9610

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-152-7027

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Business hours:
Monday - Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-021-1316

Market Circle Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: WS-245-1885

Adum Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: AK-037-5268

Agency Plus Locations

Please take note of the GPS numbers


St Tito Clothing
Marina Mall, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Dadziemens Ventures
Frafraha, Accra

Business hours:
Monday - Saturday: 08h00 - 17h30
Sunday: 14h30 - 19h00

Ghana Post GPS: GD-019-5429

Wanako Plus Ventures
Adenta Goil Filling Station, Accra

Business hours:
Monday - Saturday: 08h30 - 21h00
Sunday: 11h30 - 21h00

Ghana Post GPS:GD-000-8589

Brobbson Pharmacy
Tema Community 25

Monday - Saturday: 07h00 - 21h00
Sunday: 12h00 - 22h00

GhanaPost GPS - GK-0146-9692

Pretty Image Enterprise
Control - Dansoman (inside the Goil filling station-control)
Accra

Business hours:
Monday - Saturday: 07h30 - 20h00
Sunday: 14h00 - 20h00

GhanaPost GPS - GA - 540-0082

Kabby Chemists
Bubuashie-North Kaneshie, Accra

Business hours:
Monday - Sunday: 24 hours

Ghana Post GPS: GA-310-8373

Healthaid Pharmacy
Kwashieman-Addy junction, Accra

Business hours:
Monday - Saturday: 08h00 - 21h30
Sunday: 08h00 - 21h30

Ghana Post GPS: GA-530-9388

Bodel Limited
Agbogba (Inside the Tel energy Filling Station) Accra

Business hours:
Monday - Friday: 09h00 - 18h30

Ghana Post GPS: GM-059-4962

Tesbury Supermarket
EPP Legon opposite the University of Ghana Accra

Business hours:
Monday - Friday: 08h00 - 19h00
Saturday: 08h30 - 19h00

Ghana Post GPS: GA-488-0740

EPP Bookshop
Trade Fair - La, opposite La Trade fair company Accra

Business hours:
Monday - Friday: 08h30 - 17h00
Saturday: 09h00 - 16h00

Ghana Post GPS: GL-022-8606

Mega Max
Dansoman adjacent the St Martin de Porres School
Accra

Business hours:
Monday - Friday: 08h00 - 18h00
Saturday: 09h30 - 16h00

Ghana Post GPS: GA-537-0056

Topmed Pharmacy
Medie, Accra

Business hours:
Monday - Friday: 08h00 - 21h00
Saturday: 08h00 - 21h00
Sunday: 10h00 - 21h00

Ghana Post GPS: GW-0487-2849

RCA Logistics Limited
Spintex Road

Business hours:
Monday - Friday: 08h00 - 17h30
Saturday: 08h00 - 12h00
Sunday: Closed

Ghana Post GPS: GA-232-0447

Jenni K Ventures
Accra-Aflao Rd

Business hours:
Monday - Friday: 08h00 - 17h00
Saturday: 08h00 - 13h00
Sunday: Closed

Ghana Post GPS: GN-0544-2309

Yah!
Nii Nortei Nyanchi St (E-Plaza 2)

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-156-5673

Yah!
West Legon

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GA-425-9874

Yah!
Shell Filling Station, Palm Wine Junction
Labadi

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GL-038-0130

Matcare Pharmacy
Otu Adzin Rd, Tema West

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GT-367-9548

B Wonder Enterprise
Tema Community 25

Business hours:
Monday - Friday: 08h00 - 20h00
Saturday: 08h00 - 20h00
Sunday: 11h00 - 20h00

Ghana Post GPS: GN-0434-1055

Ghana Reference Rate


Ghana Reference Rates 18.04%

Day to day banking

Budget

Benefits to reading your bank statement every month


  • Going through your bank statement will help you track the debit and/or stop orders that are going off on your account and can help you track any fraudulent activity on your account such as unauthorised debit orders.
  • You can also notice if debit orders are still going off for accounts hat have long been paid up or closed.
  • Going through your bank statement will help you understand the bank fees you are paying. This can help you adjust in future and avoid high-fee transactions such as drawing money at a bank teller.
  • When you notice that you are paying high fees, consult your bank and enquire if there is a package that can offer you all the services you require at a flat rate that can help you cut down on bank fees.

Safety tips when using mobile and online banking


  • Launch your banking app on secure Wi-Fi networks
  • Try not to use public devices like shared computers when doing your banking
  • Make sure that your device has software to protect it against viruses
  • Always set passwords for your devices and do not leave your phone unlocked
  • Memorise your PIN, never write it down or share it with anyone.
  • Choose an unusual PIN that is hard to guess and change it often.
  • Remember, for your own security you are required to re-enter your PIN before each transaction.
  • If you think your PIN has been compromised, or you've been a victim of fraud, contact our fraud centre immediately and change your PIN.
  • Avoid responding to competition SMSs or MMSs.
  • Don't allow websites or phone apps to start without requiring a username or password from you
  • Don't select links you don't know or trust
  • Don't open attachments from people you don't know
  • Only install apps you trust on your phone

Transacting & understanding your bank


I don't understand banking fees...

Your bank account is a valuable tool, which not only helps you access a range of services but if used wisely, you can keep track of your spending and income to assist with budgeting and saving.

 

Bank statements


The bank keeps a record of all your transactions throughout the month and provides it to you in your monthly bank statement.
You can use it to keep track of your spending and as a tool for reaching your money goals. As part of doing your budget, make a habit of reviewing your bank statement regularly.

Verify the balance of your account at the beginning and the end of a month.



View all your bank transactions: what money came in and what money went out. This includes deposits, withdrawals, transfers, fees and interest earned or paid.



You can also see when a payment failed. For example, a debit order that bounced (didn't go through).



 

Benefits to reading your bank statement every month


  • It will help you track what is coming in and what is going out of your bank account
  • It will help you track what you are spending money on: are you spending a lot on take- aways and eating out? Are you spending a lot on movies and entertainment?
  • Going through your bank statement will help you track the debit and/or stop orders that are going off on your account and can help you track any fraudulent activity on your account such as unauthorised debit orders.
  • You can also notice if debit orders are still going off for accounts that have long been paid up or closed.

Banking made easy


Debit card

A debit card gives you the benefits of electronic banking. You or your employer deposit money into the account and you use the money that you have available. It allows you to shop without having to carry cash.



Debit order

A debit order is another way in which you can pay a person or a business that you owe money to.



Stop order

A stop order is a way in which you pay a person or business that you owe money. You instruct the bank in writing that they must take a set amount from your account every month and pay it into the bank account of that person or business.



Tips to use your debit card safely


  • When buying something make sure that the card you are given back is your own card.
  • Do not let your card out of your sight. Ask the shop assistant to bring you the POS device instead.
  • Hide your PIN when entering it into the machine.
  • Store your debit and your credit card safely; treat your cards like cash.
  • When you have more than one debit or credit card, only keep the one you are likely to use in your wallet. Leave the others in a safe place at home.
  • Notify the bank immediately should you lose your card; and if the bank is closed, telephone the call centre number to report a lost or stolen card.
 

First National Bank App, cellphone and online banking


Cellphone banking, also called mobile banking, as well as online banking are all methods of banking in which transactions are conducted electronically.

  • View balances;
  • Buy prepaid airtime, SMSs and data bundles;
  • Buy prepaid electricity;
  • Send money;
  • Pay your accounts;
  • Apply for loans;
  • Make payments (once-off payments);
  • Transfer money between accounts;
  • Place notice on your savings accounts.

    Safety tips when using mobile and online banking


  • Launch your banking app on secure Wi-Fi networks
  • Try not to use public devices like shared computers when doing your banking
  • Make sure that your device has software to protect it against viruses
  • Always set passwords for your devices and do not leave your phone unlocked
  • Memorise your PIN, never write it down or share it with anyone.