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Find an ATM

Branch ATM Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Accra Financial Centre

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Accra Mall

Near Tetteh Quarshie Inter-change
Spintex Road

Achimota Mall

Near Dome, St. Johns Junction
Accra-Nsawam Road

West Hills Mall

West Hills Mall
Dunkonah - Accra

Tema

Giaan Towers
Hospital Road
Community 11 - Tema

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Takoradi Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Kumasi Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi



Off-Site ATM Locations

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Agbogba Junction ATM

Shell Filling Station,
Agbogba Junction (Adjacent KFC)
Accra

Tema Community 1 ATM

Total Filling Station
Behind Tema Sport Stadium

A&C Mall

14 Jungle Road,
East Legon,
Accra

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Find a branch

Branch Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GZ-065-9443

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: Closed

Telephone
+23 324 243 5050

Ghana Post GPS: GA-107-1953

Accra Mall Branch

Plot No. C11, Spintex Road
Accra
Shop Numbers 67 & 68

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GL-152-3649

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GE-361-2503

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-0207-6718

Makola Branch

Ground Floor Banking Space 3
Mall Phase II
Makola-Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-142-9659

Tema Branch

Giaan Towers
Hospital Road
Community Eleven − Tema

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-078-9610

Airport Branch

1 Kofi Annan Street
Airport Residential Area
Accra

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GA-152-7027

Tema Community One Branch

Ground Floor
Lodestar Heights
Community One, Tema

Business hours:
Monday - Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: GT-021-1316

Market Circle Branch

Ground Floor
Far West Building, B Market Circle
Takoradi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: WS-245-1885

Adum Branch

Ground Floor, Annex Building
SSNIT Complex, Harper Road
Adum, Kumasi

Business hours:
Monday − Friday: 08h30 − 17h00
Saturday: 09h00 − 14h00

Telephone
+23 324 243 5050

Ghana Post GPS: AK-037-5268

Please take note of the GPS numbers


Agency Plus Locations

Dadziemens Ventures

Frafraha

Business hours:
Monday − Sat: 08h00 − 17h30
Sunday: 14h30 − 19h00

Ghana Post GPS: GD-019-5429

Wanako Plus Ventures

Adenta Goil Filling Station

Business hours:
Monday − Sat: 08h30 − 21h00
Sunday: 11h30 − 21h00

Ghana Post GPS:GD-000-8589

Brobbson Pharmacy

Tema Community 25

Business hours:
Monday − Sat: 07h00 − 21h00
Sunday: 12h00 − 22h00

GhanaPost GPS - GK-0646-9995

Pretty Image Enterprise

Control - Dansoman

Business hours:
Monday − Sat: 07h30 − 20h00
Sunday: 14h00 − 20h00

GhanaPost GPS - GK − 540-04850

St. Tito Clothing

Marina Mall, Accra

Business hours:
Monday − Sat: 07h30 − 20h00
Sunday: 14h00 − 20h00

GhanaPost GPS - GL − 017-5961

Kabby Chemists

Kaneshie

Business hours:
Monday − Sat: 24 hours
Sunday: 24 hours

Ghana Post GPS: GA-310-8373

Healthaid Pharmacy

Kwashieman

Business hours:
Monday − Sat: 08h00 − 21h30
Sunday: 08h00 − 21h30

Ghana Post GPS: GA-530-8988

Bodel Limited

Agbogba

Business hours:
Monday − Fri: 09h00 − 18h30

Ghana Post GPS: GM-059-4962

Tesbury Supermarket

EPP Legon

Business hours:
Monday − Fri: 08h00 − 19h00
Saturday: 08h30 − 19h00

Ghana Post GPS: GA-310-8373

EPP Bookshop

Trade Fair - La

Business hours:
Monday − Fri: 08h30 − 17h00
Saturday: 09h00 − 16h00

Ghana Post GPS: GL-022-8606

Mega Max

Dansoman

Business hours:
Monday − Fri: 08h00 − 18h00
Saturday: 09h30 − 16h00

Ghana Post GPS: GA-536-0695

Topmed Pharmacy

Medie

Business hours:
Monday − Fri: 08h00 − 21h00
Saturday: 08h00 − 21h00
Saturday: 10h00 − 21h00

Ghana Post GPS: GW-0487-2849

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Ghana Reference Rates 14.77%

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First National Bank
Gold Business Account

First National Bank Ghana provides clients with a platform to manage their finances until they are ready to make payments. The First National Bank Gold Business Account is the backbone of your business banking relationship. With our integrated transactional banking offerings, you can focus on managing, growing and protecting your business' finances. The account also comes with a FREE Savings Pocket which helps clients to manage their cashflows. Indeed, we do provide interest on the transaction account at a monthly fee giving you the control over your business finances. This helps you fix your bank charges before they are charged.

Gold Business Card

This business card allows clients to transact internationally and locally with their Gold Business Contactless Visa debit card.

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Banking on the App

Manage your business' financial needs on the move by accessing Online Banking Enterprise™ easily, securely and conveniently on your device. The First National Bank App helps customers to bank securely, wherever they are, without compromising on security.

Savings Pocket

As a business you can manage your cash flow with a FREE Savings Pocket linked to your Gold Business Account. You can earn some cool interest on your positive balance. This allows you to ring fence funds away from your main transactional account for saving purposes.

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Online Banking Enterprise for Business

First National Bank Online Banking Enterprise is secure, easy to use and available 24/7. This allows you to pay salaries, suppliers and regulatory payments, locally or internationally from the comfort of your home.

InContact

Clients can track financial transactions as they occur across all their First National Bank accounts with inContact for FREE

E-statement

Business owners can keep track of your business transactions electronically with email statements delivered to their inbox for FREE.

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Advisory Services/Education

Provision of financial advisory services leading to preparing clients to enable them meet loan requirements/criteria. Each client is assigned a dedicated Business Banker to manage the overall relationship. This ensures that the appropriate suite of financial solutions is offered, while introducing our clients to the wider product and service offerings of the FirstRand Group.

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Standalone POS devices

All our POS devices are enabled to process Contactless transactions, reducing queueing time. We offer both desktop and mobile options. Our Merchant Services consultants have the right card payment acceptance solution for your business. We aim to ease the payment process by making your customers' card payments smooth, efficient and secure. This is a cost effective and ideal within a single outlet where no integration to a sales system is required.

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Global Payments (Trade Services)

Our import and export solutions help you unlock international markets. Platforms are available to support all trade transactions of clients. First National Bank can help you to strengthen your business' position and handle the challenges of international trade. Our world-class systems enable you to be in a strong position to set up orders in compliance with local and international regulations, as well as ensure protection against the inherent risks and challenges associated with international trade.

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Business Toolkit

Obtain support by doing business financial reports for FREE online with our Business Toolkit. It allows you to generate accurate financial statements and reports effortlessly. This ensures that the appropriate suite of financial solutions are offered, while introducing our clients to the wider product and service offerings of the bank.

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Credit solutions

To enable SME clients to grow their businesses, First National Bank has available credit facilities to meet working capital and investment needs of our SME clients.

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Agency Banking

Create a new income stream by joining our Agency Banking network. Being a partner will increase your feet-in-store. Ts & Cs apply.

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Cash Management Services

We have a suite of solutions to support your cash needs. We have various Payments and Collections options to best suit your business' individual needs. Transform your cash handling into smart cash management with First National Bank cash solutions. We understand that handling large amounts of cash can be expensive and risky and cash deposits can be time-consuming. Our cash management services options include ATM with deposits, cash in transit for cash pickup and Teller in-plants where necessary to process deposits and subsequently credit your accounts.

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Investment Services

Investment products are also available for SMEs at very attractive interest rates. It gives our client the opportunity to save for unforeseen expenses and cashflow management, future expenses and for longer term plans and growth. These include the following:

  • Business Money on Call
  • Business 7 Day Notice
  • Business 32 Day Flexi
  • Business Fixed Deposit

We help your business

start, run & grow

Are you looking for more than just a bank account? First National Bank Gold Business Account is a full value banking offering to help you start, run and grow your business.



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We help you start your business

We have an ideal set of products and solutions to support you when you are opening a new business, or switching an existing business.

Gold Business Account

The First National Bank Business Account is the backbone of your business banking relationship.

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Banking on the App

Manage your business' financial needs on the move.

Read more

Online Banking Enterprise for Business

First National Bank Online Banking Enterprise is easy to use, quickly, securely and available 24/7.

Read more

Advisory Services/Education

Provision of financial advisory services leading to preparing clients to enable them meet loan requirements/criteria.

Read more

E-statements

Keep track of your business transactions electronically with email statements, delivered to your inbox for FREE.

Standalone POS devices

All our POS devices are enabled to process Contactless transactions, reducing queueing time.

Read more

We help you run your business

Running your business requires the right products and solutions at the right time to help you focus your efforts on optimising efficiencies.

Global Payments

Our import and export solutions help you unlock international markets.

Read more

Online Banking Enterprise for Business

Our Online Banking is easy to use, quickly, securely and available 24/7. Pay Suppliers, salaries and expenses from the comfort of your office.



inContact

Get notified and track your financial transactions as they happen across all your First National Bank accounts - for FREE.



Monthly Flat Fee

With First National Bank's Single Fee Pricing options, you may pay a flat fee for all your transactions done in the month, giving you the control over your business finances.



We help you grow your business

We understand the support you need in growing your business and have customised solutions and products to assist you.

Business Toolkit

Get the advice and guidance you need to prepare for all loan applications.

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Credit solutions

We have the credit facilities to meet your working capital and investment needs.

Read more

Agency Banking

Increase your feet-in-store and create a new income stream by joining our Agency Plus network.

Read more

Cash Management Services

We have a suite of solutions to support your cash needs.

Read more

Investment Services

Investment products are also available to you at very attractive interest rates.

Read more

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First National Bank Gold Business Account

How to get it

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Other ways to apply

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Documents needed

  • Full PACRA documents
  • Customer identification (NRC or passport)
  • Address confirmation
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First National Bank Ghana Limited. Reg No CS350172014. A subsidiary of FirstRand Limited, South Africa.