What is the First National Bank Rewards Programme?
The cash rewards programme is a value add that gives you cash back paid into your Savings Pocket when you swipe your First National Bank Ghana Gold or Platinum Cheque Card to make payments.
Is this a promotion?
No, this is not a promotion. It's a First National Bank thing.
Are all First National Bank Ghana customers eligible?
Only Gold and Platinum account holders are eligible for these rewards.
How does the programme work?
Every month, if you swipe at any point-of-sale device, a cash reward is activated. You will get a percentage of the total amount you swiped in that month paid back into your Savings Pocket the following month.
You will receive one payment for that month for all your swipes. The reward is calculated on the total value of swipes.
You also need to deposit at least GHS 1,500 (Gold Cheque), or GHS 7,000 (Platinum Cheque) into your account every month via salary or transfer.
Do I get my cash back instantly?
All cash rewards will be paid into your Savings Pocket account by the 15th of the following month as we follow the calendar month.
Where do I fill out the forms to sign up?
No forms are required. You only need to ensure that your account is active and that you're not behind on any payments owed to the bank.
We pay you for swiping!
Pay with your Visa debit card online, or swipe at any point-of-sale device and get a percentage of the total amount purchased in that month paid back into your linked Savings Pocket.
Example
If you do the following this month:
You get rewarded as follows
For swiping
Remember
You need to ensure that your account is active and that you are not behind on any loan repayments to earn 0.3%.
You also need to have an adequate deposit of at least GHS 1,500 (Gold Cheque) to earn 0.6% or GHS 7,000 (Platinum Cheque) to earn 1%.
Rates in a nutshell
| Cheque account | Swipe rewards | Swipe rewards (with adequate deposit) | Minimum adequate monthly deposit |
|---|---|---|---|
| Gold | 0.3% | 0.6% | GHS 1,500 |
| Platinum | 0.3% | 1% | GHS 7,000 |
You earn cash back every time you use your First National Bank Gold or Platinum Visa debit card to pay for your goods and services. A percentage of your spend is given back to you in cash depending on your card type.
