Find an ATM


Branch ATM Locations

Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Accra Financial Centre

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Accra Mall

Near Tetteh Quarshie Inter-change
Spintex Road

Achimota Mall

Near Dome, St. Johns Junction
Accra-Nsawam Road

West Hills Mall

West Hills Mall
Dunkonah - Accra



Off-Site ATM Locations

Osu ATM

Total Filling Station
Oxford Street, Osu
Accra

Spintex ATM

Shell Filling Station
Spintex Road (next to Agapet Filling station)
Accra

Agbogba Junction ATM

Shell Filling Station,
Agbogba Junction (Adjacent KFC)
Accra

Tema Community 1 ATM

Total Filling Station
Behind Tema Sport Stadium

Find a branch


Junction Shopping Centre Branch

Shop 14
Intersection of Beach and Ashaiman-Klagon Roads
Nungua
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

Accra Branch

Ground Floor Accra Financial Centre
Cnr of Independence and Liberia Avenue
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: Closed

Telephone
+23 324 243 5050

Accra Mall Branch

Plot No. C11, Spintex Road
Accra
Shop Numbers 67 & 68

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

Achimota Mall Branch

Parcel No.9563, Block 11, Section 158
Situate at Achimota, Shop Numbers 93 & 95
Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

West Hills Mall Branch

Plot Areas A, B and C West Hills Mall
Limited situate at Dunkonah - Accra
Shop Numbers 77 & 79

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

Makola Branch

Ground Floor Banking Space 3
Mall Phase II
Makola-Accra

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

Tema Branch

Giaan Towers
Hospital Road
Community Eleven − Tema

Business hours:
Monday − Friday: 08h30 − 18h00
Saturday: 09h30 − 16h00

Telephone
+23 324 243 5050

Ghana Reference Rate


Ghana Reference Rates 16.35%

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FAQs


What is the First National Bank Rewards Programme?
The cash rewards programme is a value add that gives you cash back paid into your Savings Pocket when you swipe your First National Bank Ghana Gold or Platinum Cheque Card to make payments.

Is this a promotion?
No, this is not a promotion. It's a First National Bank thing.

Are all First National Bank Ghana customers eligible?
Only Gold and Platinum account holders are eligible for these rewards.

How does the programme work?
Every month, if you swipe at any point-of-sale device, a cash reward is activated. You will get a percentage of the total amount you swiped in that month paid back into your Savings Pocket the following month. You will receive one payment for that month for all your swipes. The reward is calculated on the total value of swipes. You also need to deposit at least GHS 1,500 (Gold Cheque), or GHS 7,000 (Platinum Cheque) into your account every month via salary or transfer.

Do I get my cash back instantly?
All cash rewards will be paid into your Savings Pocket account by the 15th of the following month as we follow the calendar month.

Where do I fill out the forms to sign up?
No forms are required. You only need to ensure that your account is active and that you're not behind on any payments owed to the bank.

Rates and deposits


We pay you for swiping!
Pay with your Visa debit card online, or swipe at any point-of-sale device and get a percentage of the total amount purchased in that month paid back into your linked Savings Pocket.

Example
If you do the following this month:

  • pay DStv of GHS 330 using Express pay;
  • swipe to pay for purchases made at Game Shopping Mall and Shoprite Shopping Mall for GHS2,000.00.

You get rewarded as follows
For swiping

  • 0.6% of your total swipe amount (GHS 23.30), that is GHS 13.98 (Gold Cheque)
  • 1% of your total swipe amount (GHS 2,330), that is GHS 23.30 (Platinum Cheque)

Remember
You need to ensure that your account is active and that you are not behind on any loan repayments to earn 0.3%. You also need to have an adequate deposit of at least GHS 1,500 (Gold Cheque) to earn 0.6% or GHS 7,000 (Platinum Cheque) to earn 1%.

Rates in a nutshell

Cheque account Swipe rewards Swipe rewards (with adequate deposit) Minimum adequate monthly deposit
Gold 0.3% 0.6% GHS 1,500
Platinum 0.3% 1% GHS 7,000

First National Bank Rewards


Swipe to get cash rewards

You earn cash back every time you use your First National Bank Gold or Platinum Visa debit card to pay for your goods and services. A percentage of your spend is given back to you in cash depending on your card type.

How it works


Use your card in-store or for online payments

Whenever you purchase goods and services using your card or the app, you will get cash back paid into your Savings Pocket.

 

Getting it made easy


First National Bank Cash Rewards

Qualifying Criteria

To start earning First National Bank cash rewards,
you need to:

  1. Have sufficient deposits each month into your First National Bank Ghana Gold or Platinum account
  2. Make sure your account is active
  3. Swipe or make payments with your Gold or Platinum Visa debit card to earn rewards

How to get it

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